:root{--ground:#EEF1EC;--paper:#fff;--ink:#0E1A15;--body:#3E4D45;--muted:#4A5A52;--line:#CBD3CC;--line2:#8E9C94;--teal:#0B5D4B;--teal-d:#063D31;--lime:#D4F04A;--soft:#DDEBD9;
--disp:'Familjen Grotesk',system-ui,sans-serif;--sans:'IBM Plex Sans',system-ui,sans-serif;--mono:'IBM Plex Mono',ui-monospace,monospace}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ground);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.55}
a{color:var(--teal)}a:hover{color:var(--teal-d)}
h1,h2,h3{font-family:var(--disp);letter-spacing:-.02em;margin:0}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--mono);font-size:14px;letter-spacing:.06em;text-transform:uppercase;color:var(--teal)}
.mono{font-family:var(--mono)}
:focus-visible{outline:2px solid var(--teal);outline-offset:2px}

header.top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;padding:20px 24px;max-width:1200px;margin:0 auto}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--disp);font-weight:700;font-size:22px}
nav.main{display:flex;flex-wrap:wrap;align-items:center;gap:24px;font-size:15px}
nav.main a{color:var(--ink);text-decoration:none}
.cta-dark{background:var(--ink);color:#fff!important;padding:12px 18px;border-radius:10px;font-weight:600;min-height:44px;display:inline-flex;align-items:center}

.hero{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start;padding:48px 24px 72px}
.hero .copy{flex:1 1 460px;min-width:0;display:flex;flex-direction:column;gap:24px;padding-top:24px}
.hero h1{font-size:clamp(40px,6vw,60px);line-height:1.02;letter-spacing:-.025em}
.hero .lead{font-size:20px;color:var(--body);max-width:520px}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:16px}
.ticks li{display:flex;gap:10px;align-items:center}

.calc{flex:1 1 460px;min-width:0;background:var(--paper);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:22px;box-shadow:0 1px 0 var(--line),0 20px 40px -24px rgba(14,26,21,.35)}
.seg{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px;background:var(--ground);padding:6px;border-radius:12px}
.seg button{font:inherit;font-weight:600;border:0;border-radius:8px;padding:12px;min-height:44px;cursor:pointer;background:transparent;color:var(--muted)}
.seg button[aria-pressed=true]{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(14,26,21,.18)}
.calc label.amount{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-weight:600}
.calc .val{font-family:var(--mono);font-size:22px}
.calc input[type=range]{width:100%;height:32px;margin:0;accent-color:var(--teal)}
.range-ends{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);font-family:var(--mono)}
.meter{background:var(--ink);color:#fff;border-radius:14px;padding:22px 24px;display:flex;flex-direction:column;gap:6px}
.meter .k{font-size:14px;color:#B9C7BF}
.meter .v{font-family:var(--mono);font-weight:600;font-size:clamp(28px,4vw,40px);line-height:1.1;color:var(--lime)}
.levers{list-style:none;margin:0;padding:0}
.levers li{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid #DDE3DE}
.levers .n{font-weight:600;font-size:15px}
.levers .c{font-size:13px;color:var(--muted)}
.levers .r{font-family:var(--mono);font-size:15px;white-space:nowrap;align-self:center}
.btn-main{background:var(--teal);color:#fff;text-decoration:none;text-align:center;padding:16px;border-radius:12px;font-weight:600;font-size:17px;border:0;cursor:pointer;font-family:inherit;min-height:52px}
.btn-main:hover{background:var(--teal-d);color:#fff}
.btn-main[disabled]{opacity:.6;cursor:wait}
.note{font-size:13px;color:var(--muted);text-align:center}

section.band{padding:88px 0}
section.white{background:#fff}
.sec-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;align-items:flex-end;margin-bottom:40px}
.sec-head h2{font-size:clamp(32px,4.5vw,44px);line-height:1.05;max-width:620px}
.sec-head p{max-width:440px;color:var(--body)}
.ladder{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.ladder li{border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:10px}
.ladder .k{font-family:var(--mono);font-size:14px;color:var(--teal)}
.ladder h3{font-size:22px}
.ladder p{font-size:15px;color:var(--body)}
.how{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:32px;margin-bottom:32px}
.how .num{font-family:var(--mono);font-size:48px;font-weight:600;color:var(--teal);line-height:1}
.how h3{font-family:var(--sans);font-size:20px;letter-spacing:0;margin:10px 0 8px}
.how p{color:var(--body)}
.promise{display:flex;gap:14px;align-items:flex-start;background:var(--soft);border-radius:14px;padding:18px 20px;font-size:16px}

#formularz{background:var(--ink);padding:88px 24px}
.formbox{max-width:760px;margin:0 auto;background:#fff;border-radius:20px;padding:36px;display:flex;flex-direction:column;gap:26px}
.formbox h2{font-size:34px}
.progress{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}
.progress span{height:6px;border-radius:3px;background:#DDE3DE}
.progress span.on{background:var(--teal)}
.fstep{display:flex;flex-direction:column;gap:22px}
.fstep[hidden]{display:none}
.fgroup{display:flex;flex-direction:column;gap:10px;border:0;margin:0;padding:0}
.fgroup legend,.flabel{font-weight:600;padding:0;margin-bottom:10px}
.fgroup .flabel{margin:0}
.cards2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.card-opt{font:inherit;text-align:left;display:flex;flex-direction:column;gap:2px;padding:16px 18px;border-radius:12px;cursor:pointer;min-height:72px;background:#fff;border:2px solid var(--line);color:var(--ink)}
.card-opt[aria-pressed=true]{background:#EEF6E6;border-color:var(--teal)}
.card-opt b{font-size:18px}.card-opt span{font-size:14px;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{font:inherit;font-size:15px;padding:10px 16px;min-height:44px;border-radius:999px;border:1.5px solid var(--line2);background:#fff;color:var(--ink);cursor:pointer}
.chip[aria-pressed=true]{border-color:var(--teal);background:var(--teal);color:#fff}
.inputs{display:flex;flex-wrap:wrap;gap:16px}
.inputs>div{flex:1 1 220px;display:flex;flex-direction:column;gap:8px}
.inputs label{font-weight:600}
.formbox input[type=text],.formbox input[type=tel],.formbox input[type=email],.formbox input[type=number]{font:inherit;padding:14px;border:1.5px solid var(--line2);border-radius:10px;min-height:52px;width:100%}
.upload{display:flex;gap:14px;align-items:center;border:1.5px dashed var(--line2);border-radius:12px;padding:16px 18px;cursor:pointer;position:relative}
.upload input{position:absolute;inset:0;opacity:0;cursor:pointer}
.upload .t{display:flex;flex-direction:column}
.upload small{font-size:14px;color:var(--muted)}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--body)}
.consent input{width:22px;height:22px;margin:0;accent-color:var(--teal);flex:0 0 auto}
.nav-row{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.back{font:inherit;background:none;border:0;color:var(--teal);font-weight:600;padding:12px 4px;min-height:44px;cursor:pointer}
.ferr{color:#A33A00;font-weight:500;min-height:1.5em}
.otp{font-family:var(--mono)!important;font-size:26px!important;letter-spacing:.4em;max-width:180px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.biz{display:flex;flex-wrap:wrap;gap:48px}
.biz>div{flex:1 1 420px;display:flex;flex-direction:column;gap:18px}
.biz ul{flex:1 1 420px;margin:0;list-style:none;display:flex;flex-direction:column;background:#fff;border-radius:16px;padding:8px 24px}
.biz li{padding:18px 0;border-bottom:1px solid #DDE3DE;display:flex;justify-content:space-between;gap:16px}
.biz li:last-child{border-bottom:0}
.biz li small{display:block;font-size:15px;color:var(--muted)}
.biz .k{font-family:var(--mono);font-size:14px;color:var(--teal);white-space:nowrap}
.faq{max-width:820px;margin:0 auto;display:flex;flex-direction:column}
.faq h2{font-size:44px;margin-bottom:24px}
.faq details{border-top:1px solid var(--line);padding:18px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{font-weight:600;font-size:18px;cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq p{margin-top:10px;color:var(--body)}
footer{max-width:1200px;margin:0 auto;padding:40px 24px 56px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px;font-size:14px;color:var(--muted)}
footer nav{display:flex;gap:20px;flex-wrap:wrap}
@media (max-width:560px){.formbox{padding:24px 18px}.calc{padding:20px}.cards2{grid-template-columns:1fr}}